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What is Cobra?

Understanding What COBRA Is

What Is COBRA?

COBRA is the acronym for The Consolidated Omnibus Budget Reconciliation Act of 1985. This act was passed to temper the increasing rate of uninsured Americans. As a result of economic recession in the early 1980’s, many working Americans lost their jobs. Those Americans that lost their jobs also lost their employer-sponsored health coverage for them and their families.

The continuation coverage requirement forces employers to offer continued insurance coverage to anyone who would otherwise lose coverage due to a qualifying event. For more information about our COBRA services, click here.